Diversified portfolios
A globally diversified mix of low-cost ETFs, weighted to your risk tolerance and time horizon.
Investing on autopilot
Grow your money while you live your life
Answer a few questions and we'll build a diversified portfolio matched to your goals — then keep it balanced and tax-efficient for you. No jargon, no stock-picking, no minimums that lock you out.
How it works
Sophisticated investing, made simple
The strategies pensions and endowments use, automated and priced for everyone. You set the goal — we handle the rest.
Automatic rebalancing
As markets move, we quietly bring your portfolio back to target — no spreadsheets, no timing the market.
Start with $10
Fractional shares mean every dollar is invested. No account minimums keeping you on the sidelines.
Tax-loss harvesting
We look for opportunities to offset gains and lower your tax bill, automatically, all year long.
Recurring deposits
Set it and forget it — invest a fixed amount every payday and let compounding do the heavy lifting.
Goal tracking
Retirement, a home, a rainy-day fund — see your progress and the odds of getting there in real time.
Security
Your investments, safeguarded
Investing should never mean worrying about whether your money is safe. Here's how we protect it.
Held by a regulated custodian
Your investments are held in your name at a regulated brokerage custodian and protected by SIPC up to the covered limit. We're a registered investment adviser held to a fiduciary standard — meaning we're legally required to act in your best interest.
- Assets protected by SIPC up to the covered limit
- Fiduciary duty — your interests come first, always
SIPC-protected accounts
Securities are held at a regulated custodian and covered by SIPC insurance up to the statutory limit.
Bank-level encryption
TLS 1.3 in transit and AES-256 at rest. Your data and holdings are protected end to end.
Two-factor by default
Biometric unlock and 2FA on every sensitive action keep your account yours and only yours.
Fiduciary standard
As a registered adviser, we're legally bound to recommend what's right for you — not what pays us more.
Transparent fees
One flat advisory fee, no trading commissions, no hidden fund kickbacks. What you see is what you pay.
Withdraw anytime
Your money is never locked up. Request a withdrawal and funds settle back to your bank in a few days.
Fees
One low fee, nothing hidden
No trading commissions, no account minimums, no surprises. Pay a small percentage only on what you invest.
Basic
0.00%advisory fee
Get started investing with zero management fee on your first $10,000.
- Diversified ETF portfolios
- Automatic rebalancing
- Fractional shares from $10
- In-app education
Premium
0.25%per year
For serious investors who want tax optimization and human guidance.
- Everything in Basic
- Automated tax-loss harvesting
- Retirement & IRA accounts
- Unlimited advisor chat
- Goal-based planning
Wealth
0.40%per year
For larger balances that call for a dedicated advisor.
- Everything in Premium
- Dedicated CFP® advisor
- Custom portfolio tilts
- Estate & trust planning
- Priority phone support
FAQ
Questions, answered
The things new investors ask us before they open an account.
Start investing on your terms
Join the waitlist today and be among the first to put your money to work when we launch in your region.